'Flood prone' but never flooded

My insurance company has sent me my Home Contents renewal notice.

They said that owing to the flood mapping undertaken by Gosford Council if I wanted flood cover the premium would be $3,116.55 per annum and without flood cover the premium would be $340.05.

Gosford Council should take some responsibility for the information that it puts out into the public domain and its consequences.

My house was built in the 1940s and has never flooded.

However, due to the predictions of Gosford Council I am now effectively denied flood insurance.

Those predictions, whether they prove false or true, have influenced NRMA Insurance to only offer me flood insurance at a prohibitive premium.

Gosford Council has changed the zoning of Patonga to "flood prone" and made this information public which has had the direct result of denying me flood insurance cover.

I would be interested to know what Gosford Council plan to do about the consequences of their actions.

Online submission, 6 Jan 2012 Paul Armitage, Patonga